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Top 10 Online Colleges With Payment Plans

Getting a degree may feel out of reach due to rising tuition costs. You may wish to refrain from taking out student loans or would prefer to minimize taking out loans by making monthly tuition payments.

Colleges recognize that students would like the flexibility of tuition payment options.

Online colleges and universities are getting more popular as the shift in education goes virtual. Learning on your terms can free you up to manage your time how you'd like and keep up with life responsibilities such as caring for a family or maintaining your current job.

Below is a list of colleges and universities that offer flexible monthly tuition payment plans.

1. Purdue Global

Purdue Global is an accredited university that offers various online degree programs such as master's, associate, bachelor, and graduate certificates.

The installment plan offered by Purdue Global requires students to make a 25% down payment followed by three installment payments throughout the semester.

  • Undergraduate cost per quarter credit hour: $371
  • Undergraduate cost per quarter credit hour (Indiana residents): $280
  • Graduate cost per quarter credit hour: $420 to $700

2. Southern New Hampshire University Online

SNHU Online offers over 200 flexible and affordable online degree programs. As an accredited, non-profit university, SNHU has some of the lowest tuition rates available.

If your financial aid does not cover all of your tuition, flexible monthly payment plans are available so you don't have to worry about taking out student loans.

  • Undergraduate cost per credit hour: $320
  • Graduate cost per credit hour: $627

There is no undergraduate or graduate application fee.

3. Devry University

Devry University is an accredited university that offers associate, bachelor's, master's, and both undergraduate and graduate certificate programs online.

The areas of study include technology, business, accounting, healthcare, media arts, and liberal arts.

The first payment plan Devry offers is the standard payment plan that enables students to make payments during the entire two-month course.

Other payment plans include the deferred plan, which enables students who have an employer paying tuition to make their payment during week five of the course.

The last payment plan is the direct bill plan in which the employer pays the university directly during week seven of the course.

  • Undergraduate cost per credit hour: $514 ($250 Military)
  • Graduate cost per credit hour: $714 ($575 Military)

4. Indiana University Online

Indiana University Online offers all degree options virtually including bachelor, master's, associate, doctorate, and graduate certificates.

The payment plan allowing flexibility for students begins with a 25% down payment at the beginning of the semester and up to three payments until the semester is completed.

  • Undergraduate cost per credit hour (Indiana resident): $242 or $727 for 3 credits
  • Undergraduate cost per credit hour (Non-resident): $352 or $1,058 for 3 credits
  • Graduate cost per credit hour: $1,521 or $4,564 for 3 credits
  • Associate cost per credit hour: $210 or $632 for 3 credits
  • Doctorate cost per credit hour (Indiana resident): $480 or $1,442 for 3 credits
  • Doctorate cost per credit hour: $576 or $1,729

5. Arizona State University

Arizona State has several online degree programs for those seeking a bachelor's degree, master's degree, or online certificate.

The tuition and education expenses payment plan enables students to pay three installments over the semester. A $100 fee for in-state students and a $200 fee for out-of-state students is required for the payment plan.

  • Undergraduate cost per online credit hour: $561 to $661
  • Graduate cost per online credit hour: $543 to $1,343
  • Cost for online certificates: $543 to $1,099

6. Oklahoma State University

Oklahoma State is ranked the number one online university in the state of Oklahoma. With online bachelor's degrees, master's degrees, and graduate certificates, there are several degree paths you can take.

To help with financial obligations, Oklahoma State offers a payment plan involving monthly payments toward your tuition and expenses. There is a $25 charge to enter into this interest-free agreement.

  • Undergraduate cost per online credit hour (resident): $187
  • Undergraduate cost per online credit hour (non-resident): $697
  • Graduate/certificate cost per online credit hour (resident): $233
  • Graduate/certificate cost per online credit hour (non-resident): $364

7. University of Florida-Online

The University Of Florida offers online degree programs such as bachelor's, master's, doctoral, and certificates.

UF offers in-state tuition to those with grandparents living in Florida, and online credit hour rates are less than residential, which may add to cost savings.

You may qualify for flexible tuition payment options depending on your financial circumstances. The Office of Student Financial Affairs will be happy to discuss your options with you.

  • Cost per online credit hour (resident): $129
  • Cost per online credit hour (non-Resident): $552

8. Brigham Young University: Idaho

BYU Idaho prides itself in having lower tuition fees while offering over 40 online degree programs, including associate degrees, bachelor degrees, and online certificates.

Tuition rates are further discounted if you take the Preferred Path, which does not require ACT/SAT scores or an application fee.

You can set up a minimum required payment plan with the Financial Services office. A 10% down payment is required.

  • Cost per online credit hour (Members of the Church Of Jesus Christ of Latter-day Saints): $135
  • Cost per online credit hour (Non-member): $168

9. Liberty University Online

Liberty University is an accredited non-profit evangelical liberal arts institution offering over 600 online degree programs and certificates.

As a top online Christian university, Liberty University is devoted to the success of all aspects of your life.

In addition to maintaining stable tuition rates, LU offers flexible tuition payment plan options. Tuition payment plans are interest free and can be paid monthly.

  • Undergraduate cost per credit hour (full-time): $390
  • Undergraduate cost per credit hour (part-time): $455
  • Graduate cost per credit hour (full-time): $565
  • Graduate cost per credit hour (part-time): $615
  • Doctorate cost per credit hour (full-time): $595
  • Doctorate cost per credit hour (part-time): $650

Military discounts are available for those who qualify.

10. Bellevue University

Bellevue University online is accredited by the Higher Learning Commission and includes 75 career-focus degree programs.

BU Online offers deferred tuition payment plans for employee tuition assistance programs. This can include tuition reimbursement from an employer or military tuition assistance (GI bill).

  • Undergraduate cost per online credit hour: $440
  • Graduate cost per online credit hour: $630
  • Doctorate cost per online credit hour: $795

More Options for Online Colleges with Payment Plans

If one of the above schools isn't a good option for you or someone you care about, there are many other schools that provide accessible payment plans so finances don't stand in the way between you and your education.

Other online universities or colleges that offer monthly tuition payment plans:

  • Great Basin College
  • Rutgers University
  • University of Arizona
  • University of North Dakota
  • Western Michigan University
  • Valdosta State University
  • University of Nebraska-Lincoln
  • New York University
  • The City University of New York (CUNY)
  • College of Coastal Georgia
  • Thomas Edison State University
  • Boston University
  • Pennsylvania State University
  • University of Houston
  • Dallas Baptist University
  • University of Minnesota
  • George Washington University
  • University of Massachusetts-Lowell

Online colleges with payment plans are available to students who are seeking degrees such as associate, bachelor's, master's, doctoral, or graduate/online certificates.

Find an Online Program Today

If you want to learn more about colleges with monthly tuition payment plans, reach out to bestaccreditedcolleges.org for more information.

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College Vs. University: What's The Difference IN The US?

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